Calculate Your Approximate Mortgage Payment:
Home Scouting App
View 100% accurate MLS listings that are around you, or whichever area you are looking at. This tool is also available on both Apple and Adriod stores. It’s the perfect app to have on your cell phone and keep with you on the go. Use my VIP code “andytuttle” to download the FREE app.
Home Value Calculator:
It’s no secret that home values have taken a hit in the past few years. This is why it is important to know your home’s value before you start the loan process. The value of your home will in most cases dictate the direction of the mortgage process.
Keep Your Documents Organized
You are going to be asked to provide many personal documents throughout the loan process. It is always recommended to make two copies of each document so that you have a back up in case the bank requests another copy. Every borrower is different and in addition to the documents to the right you might be asked to provide additional documents.
Use the checklist below to keep track of what documents you have already sent over and which documents the bank is still waiting on. The time frame in which a loan closes is many times dependent how fast you can have a complete file.
- 2 Years W2 Statements
- Last Years Tax Returns
- Bank Statements
- Copy of Drivers License
- Most Current Pay Check Stubs
- Last 2 Months Bank Statements
- Last 2 Years employment History
- Last 2 Years Residence History
- Copy of HUD is any mortgage paid off in last 2 years
- Homeowners Insurance Policy
- P & L if Self Employed
- Copy of corporate/partnership tax returns
- Copy of sales Contract
- Copy of canceled earnest money check”